Congratulations! You’re starting a family! At this point, your anticipation is probably at an all-time high, and your hopes and dreams are beginning to take shape. Whether you’ve been planning for years or processing a happy surprise, you’re about to be caught up in a whirlwind of preparation. As you’re planning important details like baby names and nursery colors, it’s a great time to start making some long-term plans as well.


Families come in all shapes and sizes, and no two are alike. Your family is going to be delightfully unique. So will your needs. Rather than trying to force you into cookie-cutter banking solutions, the team at Crosspoint Federal Credit Union will work with you to develop a personalized plan to accomplish your family’s financial goals. And if you need a tie-breaking vote on those nursery colors, we can probably help with that too.

Crosspoint Perks

Savings Account

College isn’t cheap. And based on projections, it’s going to be even more expensive by the time your children are ready to enroll. By starting a savings account now, you can take advantage of Crosspoint’s competitive interest rates and let your child’s college fund grow over time.

Money Market

If you’re looking to secure your family’s future with a more aggressive savings option that offers higher yields, our Money Market accounts have you covered. With multiple tiers that feature higher interest rates than our standard Savings Accounts, you can gain increasing returns the more you deposit.

Signature Loan

Sometimes the medical bills can be the most unexpected part of having a child. Even with proper planning, new parents are often surprised when they see the costs of their hospital stay. If you need to cover a deductible or associated costs that are higher than you expected, a Crosspoint Signature Loan can provide the money you need at a rate you can afford.