Loan Type Max Term APR*
Enterprise Vehicles 72 Months As low as 2.25%
New Car 72 Months As low as 2.25%
Used Car (1-5 Years) 60 Months As low as 2.50%
Used Car (6-8 Years) 48 Months As low as 5.00%
Used Car (9-10 Years) 36 Months As low as 7.25%
New Motorcycle 60 Months As low as 4.25%
Used Motorcycle 60 Months As low as 5.25%

*APR = Annual Percentage Rate. Auto Loan rates are based on the term and credit score. As Low as rate is base on shortest terms. Rates are subject to change at any time without notice.

Rate Information Dividend Rate APY Rate*
Savings-Regular .12% .12%
Savings-Special Share .12% .12%
Holiday Club .12% .12%
Vacation Club .12% .12%

*APY = Annual Percentage Yield.

Visa Credit Cards APR*
VISA Platinum 7.75% – 13.75%
VISA Platinum Rewards 10.75% – 16.75%
VISA Platinum Secured 7.75% – 13.75%

*APR = Annual Percentage Rate. Rates are subject to change at any time without notice. Contact your local branch for latest rate information.

Loan Type Max Term APR*
Home Equity Line of Credit (HELOC) 300 Months 3.75%
Variable Rate Loan. HELOC Calendar Monthly Adjustment based on Wall Street Journal Prime Rate minus 50 basis points (ONE HALF OF ONE PERCENT). Minimum check withdrawal is $300.00. Minimum rate is 3.75% APR and Maximum rate is 18.00% APR. Closing costs will be charged if line is paid and closed before two years.
Loan Type Min Loan Max Term APR*

Home Equity (Fixed Rate, 80% Financing)

*Sample Monthly Payment = $18.19 per $1,000 borrowed for 5 years.

$15,000 5 Years 3.50%

Home Equity (Fixed Rate, 80% Financing)

*Sample Monthly Payment = $10.74 per $1,000 borrowed for 10 years.

$20,000 10 Years 4.50%

Home Equity (Fixed Rate, 80% Financing)

*Sample Monthly Payment = $8.44 per $1,000 borrowed for 15 years.

$25,000 15 Years 5.75%
Loan Type Min Loan Max Term APR*

Home Equity (Fixed Rate, 100% Financing)

*Payments are $121.32 per month on a $10,000 loan at 8.00% APR for 10 year term.

$10,000 Up to 10 Years 8.00%
Loan Type Max Loan Max Term APR*

Home Equity (Fixed Rate, 100% Financing)

*Payments are $666.56 per month on a $50,000 loan at 8.00% APR for 10 year term.

$50,000 Up to 10 Years 8.00%

Application Fee Waived (Closing costs will be charged if loan is paid before two years.)

Appraisal Fee for over 80% financing is $250.00 (Closing costs will be charged if loan is paid before two years.)

*APR = Annual Percentage Rate. Rates are subject to change at any time without notice. Contact your local branch for latest rate information.

Loan Type Max Term APR*
Signature (Unsecured) 48 Months As low as 6.99%**
Share Secured (Regular Shares) 60 Months 4.50%
Certificate Secured 60 Months CD Rate + 2.00%

*APR = Annual Percentage Rate. Rates are subject to change at any time without notice. Contact your local branch for latest rate information.

** Signature Loan Rates are based on the term and credit score. Not all members will qualify for 48 month term.